Monthly Archives: March 2006

just asking

Guy Kawasaki wants links and questions. I’m happy to oblige. My question is multiple choice. Is it better to a) found a startup, ORb) join a startup that’s got enough runs on the board to be clearly viable, ORc) go to … Continue reading

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everything old is new again

over the last few days, there’s been a lot of buzz about PayPal mobile. I must be turning into a fuddy duddy cos I just don’t get what’s novel about being able to use your phone to do a money … Continue reading

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market consolidation (again)

As I mentioned in my last post, there’s been a lot of consolidation in the grocery markets, and the players in that consolidation – Coles Myer Limited (CML), Woolworths (WOW) and Metcash (IGA) – are starting to expand in to … Continue reading

Posted in payments | 3 Comments

network effects in australian retail

Over the last 20 years, there has been a huge consolidation in the Australian grocery retail market. Two giant retailers (Coles and Woolworths) have opened up massive networks of supermarkets all across Australia. The number of stores owned by these … Continue reading

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more predictions on payments

I’ve been thinking and writing about australian payment systems for a while now, because I’m a geek, so I’m interested in systems, and I’m a father-to-be, so I’m interested in money. So yesterday, when Cameron Reilly suggested PayPal was a … Continue reading

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reading the tea-leaves on payment systems

in PayPal vs the banks, Cameron Reilly asks what’s going to be the discontinuous innovation into the banking industry, with PayPal being a contender. Personally, I’m not that convinced PayPal is such a big deal here in Oz – with … Continue reading

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how IE responds to different HTTP status codes

There is a discussion on intertwingly about feed errors, including the case where a server was serving a valid RSS feed with a 404 (file not found) status code. The feedvalidator was reporting the feed as being non-existent, but IE and firefox would … Continue reading

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roundup 2006-03-14

Interviewing Ruby Programmers If Architects had to work like Programmers (via Karl’s Blog)  

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when business rules collide

A couple of weeks ago, I posted about the non-bill that Telstra sends me every month. At the time, I assumed the reason for the $0.56 charge existing at all was that I had underpaid the final bill. But the same thing has … Continue reading

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Credit Card Loyalty Programs

In an earlier post, I talked about retailer loyalty programs, and showed how for most retailer loyalty programs, the motivation is to encourage customers to identify themselves to the retailer on each transaction, so the retailer can better understand their … Continue reading

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